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From Wikipedia, the free encyclopedia

Open Bank, S.A.
Company typeSociedad Anónima
IndustryFinance
Founded1995
Headquarters,
Area served
Spain
Key people
Javier Monzón de Cáceres
ProductsFinancial services
ParentGrupo Santander
Websitewww.openbank.es/en
Openbank branch, Barcelona

Openbank is an online bank, headquartered in Madrid, Spain.[1] Since its foundation in 1995, it has been a subsidiary of Grupo Santander. According to the Spanish Banking Association, by the end of 2016 nearly 1,350,000 accounts had been registered with the bank.

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Transcription

History

Banco Santander created Openbank in 1995, and launched a website for it in 1996. In 2000, after buying the Argentine portal Patagon.com for $540 million, Openbank changed its name to Patagon Internet Bank S.A.,[2] a financial portal that combined traditional banking with digital features such as chatrooms and internet forums. In 2001, Patagon Internet Bank S.A. opened commercial offices in Zaragoza, Madrid, Pamplona, Valencia, and Barcelona. In 2005 it changed its name back to Openbank.

In 2011 it released a banking app for iOS and Android. In March 2011, the entity, after its integration in the Commercial Banking Spain division, chose to close 20 of the 21 branches it still had open. The only one that remained open was the Azca branch, in Madrid.[3]

In February 2013, it launched mobile applications for Android and Windows 8.[4]

In May 2017, it modified its corporate image and renamed some of its products. In addition, it opened its new branch at number 134 Paseo de la Castellana in Madrid, with the aim of creating an exclusive space for its clients.[5]

In June 2017, it launched its new digital web platform and app, improving its usability and ease of use.[6]

In 2019, it began its international expansion in Germany, the Netherlands and Portugal.[7]

Features

Openbank offers a 24x7 service to all its customers. This allows them to be in permanent contact with the branch, by telephone, email or chat.

In addition, it allows them to deposit or withdraw cash, commission-free, at the more than 4,500 ATMs in the Santander network in Spain.

Open Wealth has been created as its new investment platform. With this platform customers can invest, in real time from a computer or mobile phone, in the more than twenty-five markets available to them through the professional trading tool.

The bank also offers a family plan, Open Young, which has a prepaid card for use by children who can even request payment from their own app.

It also has a function that allows customers to activate or deactivate their cards whenever they want, from anywhere, or to defer payments from their mobile.

In addition, Open Mortgage customers can obtain a mortgage with a nominal interest rate of Euribor + 0.99%.

Management

CEO: Ezequiel Szafir Holcman

Sources

  1. ^ Zuloaga, Jorge. "Santander estrena el nuevo Openbank en su oficina insignia de Castellana". Vozpópuli (in Spanish). Retrieved 2017-07-26.
  2. ^ Patagon y SCH, historia de un desencuentro
  3. ^ "Openbank cierra todas sus oficinas, salvo la sucursal madrileña de Azca,Banca. Expansión.com". www.expansion.com. Retrieved 2019-06-06.
  4. ^ "Openbank lanza aplicaciones móviles para Android y Windows 8 (Only available in Spanish)". www.santander.com. Retrieved 2019-06-06.
  5. ^ "Openbank trasladará su antigua oficina de Azca al Paseo de la Castellana". Europa Press. 2017-05-02. Retrieved 2019-06-06.
  6. ^ Palacín, José Tomás (2017-06-19). "Ni app ni web; Openbank se convierte en el primer banco digital - innovación en español". innovaspain (in Spanish). Retrieved 2019-06-06.
  7. ^ Alconada, Ángeles Gonzalo (2019-04-03). "Openbank operará en Alemania en los próximos días". Cinco Días (in Spanish). Retrieved 2019-06-06.
This page was last edited on 15 January 2024, at 13:50
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