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Interest bearing note

From Wikipedia, the free encyclopedia

$50 three-year interest bearing note (1865), 7.3% interest paid semi-annually (with all coupons still attached).
$50 three-year interest bearing note (1865), 7.3% interest paid semi-annually (with all coupons still attached).

Interest bearing notes refers to a grouping of Civil War era paper money-related emissions of the US Treasury. The grouping includes the one- and two-year notes authorized by the Act of March 3, 1863, which bore interest at five percent per annum, were a legal tender at face value, and were issued in denominations of $10, $20, $50, $100, $500 and $1000.[1] The grouping also frequently includes the early civil war treasury notes which matured in either sixty days or two years and bore interest at six percent and the seven-thirties which matured in three years and bore interest at 7.3 percent—though both of these latter issues lacked legal tender status.[2] Reference texts used by currency collectors will also sometimes include compound interest treasury notes and Refunding Certificates in this grouping as well.

Denominational set of interest bearing notes

Images are courtesy of the National Numismatic Collection at the National Museum of American History (Smithsonian Institution).

Interest bearing notes
Value Terms Year Fr. Image Portrait/vignette[nb 1] Population
$10 One year (5%) 1864 Fr.196a
Salmon P. Chase (Charles Burt);[3] Eagle of the Capitol and Peace (James Bannister);[3] 28 known[4]
$20 One year (5%) 1864 Fr.197
(?); Mortar firing (James Smillie);[5] Abraham Lincoln (Henry Gugler);[6] In God is our Trust 9 known[4]
$50 Two years (5%) 1864 Fr.203
Caduceus (Alfred Jones);[7] Justice with Shield (Charles Burt);[8] America (?) 7 known[9]
$100 Two years (5%) 1864 Fr.204
Farmer and Mechanic; ((Building)); In the Turret 2 known[10]
$50 Three years (7.3%) 1865 Fr.212d
Eagle and motto 6 known (only 2 known with coupons)[11]
$100 Three years (7.3%) 1865 Fr.212e
Winfield Scott Unknown[12]
$1,000 Three years (7.3%) 1865 Fr.212g
US-$1000-IBN-1865-Fr-212g (counterfeit).jpg
Justice with Shield (Charles Burt)[8]
$1,000 One year (5%) 1863 Fr.201
US-$1000-IBN-1863-Fr-201 (Proof).jpg
Justice; Liberty
$1,000 Two years (5%) 1863 Fr.206
US-$1000-IBN-1863-Fr-206 (Proof).jpg
Guerriere and Constitution; Discovery of the Mississippi by DeSoto
$5,000 One year (5%) 1863 Fr.202
US-$5000-IBN-1863-Fr-202 (Proof).jpg
The Altar of Liberty (Louis Delnoce)
$5,000 Three years (7.3%) 1865 Fr.212h
US-$5000-IBN-1865-Fr-212h (Proof).jpg
Justice; New Ironsides (James Smillie)


  1. ^ Names in parentheses are artists who engraved the portraits or vignettes used on the notes.


  1. ^ Hessler, Gene and Chambliss, Carlson (2006). The Comprehensive Catalog of U.S. Paper Money, 7th edition, Port Clinton, Ohio: BNR Press ISBN 0-931960-66-5.
  2. ^ Major marketers of rare currency notes make this grouping choice in their on-line sites.
  3. ^ a b Hessler, 2004, p. 65.
  4. ^ a b Friedberg & Friedberg, 2010, p. 63.
  5. ^ Hessler, 1993, p. 286.
  6. ^ Hessler, 1993, p. 145.
  7. ^ Hessler, 1993, p. 180.
  8. ^ a b Hessler, 1993, p. 73.
  9. ^ "Heritage Auctions Archives". Heritage Auctions. Retrieved 16 June 2014.
  10. ^ "Heritage Auctions Archives". Heritage Auctions. Retrieved 16 June 2014.
  11. ^ "Heritage Auctions Archives". Heritage Auctions. Retrieved 16 June 2014.
  12. ^ Friedberg & Friedberg, 2010, p. 71.


This page was last edited on 19 November 2020, at 07:52
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